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The Earl Report

First Time Home Buyers’ Tax Credit

First Time Home Buyers’ Tax Credit

Buying a home in Lethbridge is expensive, so if you can save money somewhere along the way it’s worth the effort of a little extra paperwork. The First Time Home Buyers’ Tax Credit is a Government of Canada scheme designed to assist first time buyers with their home purchase. You qualify if you or your spouse or common law partner bought a qualifying home and you did not live in another ...

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What is a Buyer’s Market?

What is a Buyer’s Market?

You may have heard the term “buyer’s market” being thrown around but you don’t know exactly what it means. Well, a buyer’s market means that real estate market conditions are currently more favourable for buyers than they are for sellers. This often happens when there are more homes listed for sale in Lethbridge than there are buyers looking for a new home. This gives buyers a great ...

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What is Mortgage Loan Insurance?

by Kent Earl

What is Mortgage Loan Insurance?

What is Mortgage Loan Insurance?

Mortgage Loan Insurance is one of those controversial costs that many buyers incur when purchasing a home. On the one hand, this insurance allows people with smaller down payments to buy a home in Lethbridge when they otherwise would not qualify, but in so doing they incur the additional cost of purchasing the insurance. All this becomes ...

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